By creating an account or using Lumora (“the Service”), you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree to any part of these terms, you must not create an account or use the Service.

These terms constitute a legally binding agreement between you and Lumora. Your continued use of the Service constitutes acceptance of any updates or modifications.

Lumora provides AI-powered market analysis, research tools, and market intelligence for educational and informational purposes. The Service processes publicly available market data, technical indicators, and news to generate analysis, recommendations, and content.

Lumora is a research and educational tool. It is not a brokerage, a financial advisor, or a substitute for professional financial guidance. We do not execute trades, manage portfolios on your behalf, or provide personalized investment advice.

Lumora is designed and intended solely for educational and informational purposes. The platform helps users understand market dynamics, learn about technical and fundamental analysis, and explore investment concepts through AI-powered tools.

The Service should be used as a starting point for your own research, not as a substitute for comprehensive due diligence or professional financial guidance.

You are responsible for:

• Maintaining the confidentiality of your account credentials
• Providing accurate, current, and complete account information
• Keeping your password secure and not sharing your account with others
• Notifying us immediately of any unauthorized use of your account
• Complying with all applicable laws when using the Service
• Making your own independent investment decisions based on your own research and risk tolerance
• Verifying any AI-generated information through independent sources before acting on it

You agree not to:

• Use the Service for any illegal purpose or in violation of any laws
• Attempt to access, scrape, or extract data in ways that exceed normal usage limits
• Reverse engineer, decompile, or tamper with the Service or its underlying systems
• Use the Service to harm, abuse, or harass others
• Impersonate any person or entity
• Interfere with or disrupt the integrity or performance of the Service
• Use the Service to distribute malware, spam, or other harmful content
• Attempt to bypass any security measures or access restrictions

Market data displayed on Lumora comes from third-party providers, including Yahoo Finance and other financial data sources. We do not guarantee the accuracy, completeness, or timeliness of this data.

Always verify critical information through independent, authoritative sources before making investment decisions.

The Lumora name, logo, design, software, and all related intellectual property are proprietary to Lumora and its operators. You may not copy, modify, distribute, sell, or create derivative works without our express written permission.

Your account data, portfolio information, watchlists, saved analyses, and personal content remain your property. Lumora claims no ownership over your personal data or investment preferences.

AI-generated content produced by the Service is provided for your personal, non-commercial use. You may not republish, redistribute, or commercially exploit AI-generated content without attribution to Lumora.

We may suspend or terminate accounts that violate these Terms, applicable laws, or threaten the security or integrity of the Service.

You may delete your account at any time through your profile settings. Upon termination or deletion, your access to the Service will cease, and we will delete or anonymize your personal data in accordance with our Privacy Policy.

We reserve the right to refuse service, terminate accounts, or remove content at our discretion, without prior notice, for violations of these terms or for any conduct we believe is harmful to the Service, its users, or third parties.

We may update these Terms & Conditions from time to time. Material changes will be notified via email or through the Service. Your continued use of Lumora after changes take effect constitutes your acceptance of the updated terms.

If you do not agree with any changes, you must stop using the Service and delete your account. The latest version of these terms will always be available at this page.

These terms shall be governed by and construed in accordance with the laws of India.

Any disputes arising from these terms or your use of the Service shall be resolved in the courts of Hyderabad, Telangana, India.

This section does not affect any mandatory consumer protection rights you may have under applicable law.

For questions about these Terms & Conditions, please contact us: